WE GOT A HOUSE FOR CHRISTMAS

A story of faith

As my readers know we put an offer on a house a short time ago and our offer was accepted. All that was left financing and a home inspection.

We were not worried about the financing since our broker had been working with this one lending guy who had given us mortgage approval in order to get the Native First time home buyers grant. The first time home buyers grant is a government funded grant ran by various organizations. We applied for the one specific to Native families and managed by Native people. The lender had approved many mortgages for the first time home buyers grant. We then met all the financial requirement needed for a mortgage for the amount we were asking thanks to our savings and my parents.

Then on Tuesday we heard we had not been approved for the mortgage. We were shocked and asked why. The broker said the lender hadn't done one of these grants before. We again were surprised. We had been told he had. The broker said "yes but not one that is only open to Native people". And then he told us he would approve it if we could come up with the grant amount (30,000) on our own (another 22,000 more then we had come up with). In order to get the house we would have to do it my Friday. It was currently 10pm on Tuesday. We said we would talk in the morning. We were to hurt about being turned down because we are Native. That's when bombshell number 2 hit. Apparently this was our brokers part time job, he wouldn't be available till the later afternoon.

We decided we had to continue to believe this house was ours. So I wrote none of this. Wednesday Morning Grandma Claus phoned her friend who works in the program. 30 minutes later we had a new broker, one who had gotten 30 mortgages for people in the Native first time home buyers grant program.

I walked by the house and placed tobacco on the property by a tree (our prayers) and thanked creation for our home.

Thursday we went a head with the home inspection. We just had to act like it was ours, believe that it was ours. Then the word came through. We had the financing. From Wednesday morning to Thursday afternoon we had it! We went out to celebrate with a family dinner, DH's siblings were down so we all went.

This morning the home inspection passed. There is not a thing to fix, replace or upgrade. Our possession date us moved to Jan 19th as the grant needs ten business days and they are closed till Jan 3rd.

So that is what we all woke up to this Christmas eve morning. I an very thankful that we are a traditional family who believes in faith and thankfulness. I believe that all peoples of faith have power in their thoughts, prayers and thankfulness.


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